WELCOME TO NO MORE BANKS LOANS
We Make Getting A Small Business Loan Simple
Specializing in small business loans
without the hassle of traditional banking.
Top Five Reasons Now is Best Time to Apply
1. Much Easier Application Process**
2 Faster Approval & Funding**
3. Higher Approval Rate**
4. No Affect Credit To Apply
5. Test Best Time to get funding; when you don’t need it
** compared to traditional banking averages
The Top "Hassle Free"
Small Business Loan programs:
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0% Interest 12-18 months * $20k to $150K | 680 & up Credit
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Business Lines of Credit *** Money For Emergency & Opportunity - Up- $500k
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Working Capital Loans Fast Funding- UP TO $1 Million- Same Day Possible
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Equipment Loans * on approved credit Minimum of credit (above 680) ***on approved credit minimum of 550 credit score
Click Button To Apply
Takes 60 seconds to Pre Qualify. Easy to Apply. 24-48 hour response . Soft Credit Pull. Does not Hurt Credit .
No Obligation 75 Lenders Bid resulting best terms and rates available. We Will never sell you information.
Please ready the accompanying sections for valuable information to maximize the results of the funding process.
*
How it works
Why Choose No More Bank Loans (NMBL)? – What Makes Us Different
Advantages
- 0% interest for 12–18 months
- Business lines of credit for all businesses
- Up to $500,000
- Starting at 550 credit score
- 75 letters bid on file for best rates/terms
- Quick, easy application process
- No effect on credit score to apply
How it works
Small Business Funding: Fast & Efficient
We have simplified small business lending. Application process is easy, requires less paperwork, and results in a higher approval rate than the “traditional” bank loans. We have loans for everyone whether you have excellent credit or less than excellent credit we can match you with a loan that works best for you. So just take there 4 steps to get started .
1. quick Qualifying Questionnaire
Tell Us about your Business and specific funding needs.
2. We Find the Best Match
3. Submit Application & Documents
4. Get Approved & Funded
Business Financing
Alternative Business Financing That Works for You
- No unnecessary paperwork or long wait times.
- Pre-qualification in minutes.
- Funding in as little as 7-10 days.
Small Businesses Best Funding Options
Syndicated Credit Facility (SCF)
0% Interest 12-18 months (approved credit above 680+). Up to $150k. Revolving
Business Credit Line (BCL)
Up to $500k Revolving with credit score of 550 /600 B2B B2C. Sales Based $17k
minimum monthly sales
Equipment Financing Solutions
Fast Equipment Loans & Working Capital Loans 24 hr Funding. Asset Based Equipment Loans
All Businesses Should Have a Line of Credit
We Strive to Simplify the Small Business Loan Process
- We make the small business loan process simple, transparent, and stress-free.
- With just one submission, you’ll have multiple lenders competing to earn your business — across a network of funding options designed for your success.
- Our trained professionals at The Funding Network carefully review each offer to match you with the best rates, terms, and programs available.
- This means you skip the research, avoid the confusion, and get real results faster — with lenders competing to get you the most favorable funding for your specific need
How To get a Small Business Loan
- Fill out our quick pre-qualification questionnaire (No credit impact!)
- Submit- SLOC Tri Merge Credit Report/ or BLOC 1 page application w/ 4 months bank statements
- Get Approval - Denial in 2-3 hrs to 48 hours
- If Approved receive call from underwriter to agrees on rates and terms
- Sign agreement get funded as quick as same day - 14 days
faqs
Frequently Asked Questions
WHAT OUR CUSTOMERS ARE SAYING
SLOC vs. BLOC: Quick Comparison
| Feature | SLOC (0% Syndicated Line of Credit) | BLOC (Business Line of Credit) |
|---|---|---|
| Credit Score | 680+ | 550–679 |
| Best For | Startups, high-credit applicants | Active businesses with revenue |
| Interest | 0% for 12–18 months | Interest-only, flexible terms |
| Docs Needed | Tri-merge credit report | 1-page app + 4 bank statements |
| MCA Payoff Option |  |
 Up to 2 MCA-style loans |
| Ongoing Use | Revolving credit |
Revolving credit |
| Extra Perks | One-time 10% fee, no year-two charges | Higher credit = longer terms, higher limits |
Want this chart as a printable guide? You can request it along with your checklist.
BLOC has a 120 preferred industries list, check to see if your industry in on the list
FAQ
How much do you charge for interest?
What is your interest rate?
That is the first question asked and is often the only thing people consider when shopping loans Agents don’t know. We can give you a range, A-paper to We have D-paper, 0% up to 1.4 factor but the actual number depends on your credit, revenue, time in business. Only the underwriter knows. Best thing is submit a full application. It does not hurt your credit and we tell you exactly what you’ll pay.
How long does funding take?
Not all loan are the same we have same day cash loans, those can be pricey but there are times time is money. Other loans you can get Approval in twenty-four to forty eight hours. Once approved, any where 7 to 30 days ( could be longer if there are problems). SBA loans and traditional banking take 60-90 days and more.
Will applying hurt my credit?
No. Soft pull. Inquiry lasts six months, no score impact. Loan shows up only on business credit unless you default.
Does a loan go on my personal or business credit?
Business loans stay on your business credit. Personal credit is untouched unless default occurs. Tell us which one you prefer.
Do need a deposit?
Most loans: no. SBA and equipment: twenty percent down.
Do you offer Merchant Cash Advances (MCA)?
Yes—we do a version called working capital loans.
MCA have a negative connotation and rightfully so as those predatory lenders that seek people that are desperate and/ or oblivious, and take full advantage of them offering some outrageous factor rates (1.1-1.5), short repayment terms 3-10 months, which result in impossible daily auto payments. Businesses often have to stack those horrible loans to stay afloat. We do not offer those those type of loans. There have not been too many MCA, that I would consider a “good deals.” What I do see are working capital loans that work for the borrower, meaning the amount of income produced with the purchase far exceeds the cost. An example 7 -11 owner needing money for inventory at the store , they know they will 2.5 -3 x any money borrowed. So if a $20,000 loan cost them $26000, and had to pay it off in 10 months. $2600/ month or $130 /day (5 days / week). They are making $50-$60k off that loan. So good use.
When’s the best time to get a loan?
The best time to get a loan is when you don’t need one, when your business is strong, cash flow is solid, and your bank statements look great. Lenders prefer lending to healthy businesses, so you get better rates and faster approval. Prepare now (pick your best four months of statements) so you’re ready for opportunities or emergencies—don’t wait until you’re desperate
Do you offer business startup loans?
Yes—we have one of the few real options for business startup loans. Get up to $150,000 with zero percent interest (12-18 months, one-time fee) if your credit is 680+. They pull your credit report, then do a short interview with an underwriter to discuss your business plan and how you’ll use the funds. No massive business plan needed—just show you know what you’re doing. If it checks out, you’re funded quickly. Click here for more on startup financing.
What are certain indiustries more likely to get a loan others?
Yes, there are high risk industries; anything to do with sex and marijuana distribution are always more difficult than others. For the most part industry doesn’t play too big of a role. Most of the loans we offer are equal opportunity
However,
We have one type of loan Business Line of Credit BLOC, does have a list of 120 “preferred industries” that are separated into 2 categories. Business to Business (B2B) and Business to Customer (B2C). Here is the link to preferred industries to see if your business falls into one of the categories, if not, let us know what industry you are in and often time we can find a related industry to connect you to to be considered. Even if you are not that is just one type of loan we have many other loans we can get for your business. The lines of credit are great loans for small businesses and if you are on the list it would be a wise move to at least submit and application. The minimum credit score for a B2B is 550 and B2C is 600, must have sales of $17,000 per month. If approved you can have money sitting on the side lines costing you nothing as you only get charged on what you drawdown. It’s a great way to protect against the unexpected and / or seize opportunity when it presents itself.