The Fun Loan
What is a Fun Loan?
What is a Fun Loan? Fun Loans are small business loans that make business financing made easy, built for companies that want flexibility without the friction. No hoops to jump through. No “gotcha” terms. Just fast, honest funding—especially for the amusement and entertainment world.
Two powerful options:
Business Line of Credit: Access what you need, when you need it—without a full loan upfront.
0% Financing for 12–18 Months: Interest-free capital to grow, expand, or survive a slow season.
Fun Loan launches officially at IAPA in November, but you can apply today and get ahead of the game.
What Makes it a
Loan F.U.N?
Because financing doesn’t have to feel like a colonoscopy.
FUN Loans: Fast. Flexible. Financing That Works.
FUN= Fungible. + Uncomplicated. + No Interest.
Hi there, business owner. You already know the drill—traditional bank loans are a grind. Endless paperwork, rigid underwriting, 30-60 day waits, and still a 90% chance you’ll get a rejection letter. Not because you’re not worthy—but because the system wasn’t built with your kind of hustle in mind.
That’s where Fun Loans step in.
This Is Alternative Financing, Reimagined.
These aren’t sketchy workarounds or high-interest traps. We’ve partnered with legitimate, bank-backed lenders who actually get what it means to run a business today. These loans are structured for speed, flexibility, and approval odds that actually make sense.
Here’s what makes them different:
Fewer documents. In many cases, a simple 1-page app and 4 months of business bank statements is all you need.- Fast approvals. Most funding decisions land in days—not weeks.
- Lower barriers. Guidelines are more relaxed than ever, which means now is the time to move if your business is in solid shape.
But don’t mistake easy access for handouts. You’ll still want to be smart about your credit and cash flow…
A Real Talk on Credit Tiers
Yes, it’s possible to get a line of credit with a 550 score—but let’s be honest, you’re at 550 for a reason. You’ll need to clean that up first. Show you’ve turned a corner. Then, yes, even at 550, you might slip through the gate.
At 680, you’re in the game for 0% offers. But if you’re sitting at 770 with utilization under 25%, you’re first in line for the best options on the table. Clean reports and low balances go a long way.
Why Every Business Should Have a Line of Credit
We’re not just talking emergencies. A business line of credit is your flex-fund, your moment-seizer, your buffer against the unexpected. Whether it’s stocking up on discounted inventory, grabbing that can’t-miss opportunity, or just covering slow cash flow—having capital ready gives you power.
So, if you’re ready to ditch the red tape and get real about funding that actually serves your growth, Fun Loans is your next smart move.
 Top 10 reasons All Businesses Need A Business Line of Credit Â
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We Put the Fun into Funding
What Is a Fun Loan?, Business Line of Credit Up to $500K, 0% Interest for 18 Months
Alternative Business Financing - Two Easy Small Business Loans
The Secret Weapon is Back- Business Line of Credit
aka The Fun Loans Flexible Small Business Loans with No Interest
Business Line of Credit BLOC
Up to $500k Line of Credit
- Minimum 550 Credit Score
- $!7,000 Minimum monthly sales
-
Sales Based Higher Sales Higher limits
- Costs Very Little If you don't use it
-
Interest Starts 29 Days after 1st Draw
- Rates Based on Credit Score and Financial Indicators Apply you will find out
- Does not effect credit to apply
- Easty 1 Page Application & 4 Months Statements
Syndicated/ Startup Line of Credit SLOC
0% interest small business loan
- 680 Min Credit Score
- Higher Score the Better
- 0% interest for 12-18 months
- Credit Card Account w/ Turbo charged limits
- Interest Rate After Intro Period 12-19,99%
- List Item
- List ItemDoes Not Effect Credit Score to Apply
Which Line of Credit will I Qualify For? BLOC or SLOC
What is the easiest small business loan to get?
The easiest loan to get is a fun small business loan through the FunLone program. Unlike traditional bank loans—which can take weeks of paperwork and only approve the top tier of applicants—FunLone offers a simplified, more inclusive approach. With lower credit score requirements and fewer barriers to entry, our loans are accessible to a much wider range of businesses.
If you’re looking for faster approvals, fewer hoops, and better odds, apply now for a fast business credit line or our 0% financing options.
What type of loan is best for a small business?
The best loan depends on your business needs—but flexibility, speed, and cost always matter. That’s why our alternative business loans are built around your sales performance and credit profile. Whether you’re just getting started or growing fast, the right solution could be a small business line of credit up to $500K or the SLOC—our 0% interest business financing option for up to 18 months.
Need something industry-specific? We also provide amusement industry funding tailored for businesses in entertainment, events, and seasonal attractions.
Can I get a business loan with a 500 credit score?
If your credit score is around 500, you may not qualify for most bank loans—but you still have great options with us. We offer small business loans with credit score minimums as low as 550 for business-to-business (B2B) operations and 600 for business-to-consumer (B2C). These alternative business loans focus more on your cash flow than your credit history.
Even with a lower score, you can still qualify for a business line of credit and access the funding you need to grow.
Apply for a Business Loan Online
Ready to get started? You can apply for a business loan online in just a few minutes. Fill out our quick, 8-question form and find out which FunLone option works best for you—with no credit impact just to pre-qualify.
Let’s make funding easy—and maybe even fun. For more information Check out No More Bank LoansÂ
