Website Terms of Use 

Effective date: October 1 ,2025
Company: No More Bank Loans, LLC (“NMBL”, “we”, “us”, “our”)
Contact: info@nomorebankloans.com

1) Acceptance

By using this site, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the site.

2) Not financial advice

Content is general information only, presented without warranties and not tailored to your circumstances. Always review lender Terms & Conditions and consult your own advisors.

3) Eligibility

You must be 18+ and authorized to act for the applying business. You represent the information you submit is accurate and complete.

4) Services; no SBA affiliation

We provide application intake, packaging, and introductions to lenders/brokers. We are not the SBA and are not affiliated with any government agency.

5) Broker & partner relationships

You authorize us to share your application with Iconic Capital and, when appropriate, a third-party broker or lender more suitable for your specific loan. We may receive compensation from lenders/brokers for referrals or funded loans. Compensation does not increase your cost beyond the lender’s disclosed terms.

6) Credit authorization

You authorize a soft credit inquiry for prequalification. If you accept an offer, the funding lender may require a hard inquiry and additional verification.

7) No guarantees

Approvals, amounts, terms, timing, and step-up/future offers are not guaranteed and remain at each lender’s discretion.

8) Intellectual property

All site content is owned by NMBL or its licensors. Don’t copy, modify, or distribute without permission.

9) Limitation of liability

To the maximum extent allowed by law, NMBL is not liable for indirect or consequential damages, or for third-party actions (including lenders/brokers). Our total liability, if any, is limited to $100.

10) Disputes & governing law

These Terms are governed by the laws of the State of [Your State]. Disputes will be resolved in the state or federal courts located in [County, State].

11) Changes

We may update these Terms at any time by posting a new Effective Date.

Privacy Policy (short form)

Effective date: [Month Day, Year]
Company: No More Bank Loans, LLC

1) What we collect

  • Business info (legal name, EIN, revenues, bank statements)

     

  • Owner info (name, contact, % ownership, ID)

     

  • Credit information (soft-pull data for prequalification; hard-pull only if you proceed with a lender)

     

  • Website data (cookies/analytics—see “Cookies”)

     

2) How we use data

  • Evaluate eligibility and prequalify your business

     

  • Package and submit your application to Iconic Capital and selected lenders/brokers

     

  • Present offers, coordinate underwriting, and provide post-funding support

     

  • Improve our services and maintain compliance

     

3) Sharing

We share information with:

  • Iconic Capital (primary underwriting partner)

     

  • Lenders and, when appropriate, another broker with better resources for your loan type

     

  • Service providers (e.g., analytics, secure document storage) under confidentiality obligations
    We do not sell your personal information.

     

4) Credit pulls

We use one soft inquiry for shopping across our network. If you accept an offer, the funding lender may conduct a hard inquiry and request additional documents.

5) Cookies & analytics

We use cookies and analytics to operate the site and improve user experience. Manage preferences in your browser. See our detailed Cookie Notice for specifics.

6) Data retention & security

We retain records as required by law and contractual obligations. We use reasonable administrative, technical, and physical safeguards; however, no system is 100% secure.

7) Your choices

You may:

  • Access/update your information

     

  • Opt out of non-essential marketing emails

     

  • Request deletion where legally permitted (note: underwriting and compliance records may need to be retained)

     

8) Children

Our services are not for individuals under 18.

9) State notices

If you operate in states with special privacy rights (e.g., CA), include your state-specific rights section and contact method for requests.

10) Contact

Privacy questions: [privacy@nomorebankloans.com][Business Address]

“Accuracy & Independence” Disclaimer 

Disclaimer: We work hard to keep information accurate and current; however, details may differ from what you see on a lender’s site. All products and services are presented without warranty. Always review the lender’s Terms & Conditions.

SBA Affiliation Disclaimer

No More Bank Loans is not affiliated with the Small Business Administration. References to “SBA loans” are for informational purposes; check lender and SBA program rules before applying.

SmallBusinessLoans / National Funding DBA Notice (if used on your site)

SmallBusinessLoans matches you only to sales-based financing products in NV, ND, OR, RI, SD, VT and commercial loan products in CT, NM (>$10,000), OH (>$5,000).
Products are arranged by National Funding, Inc. DBA SmallBusinessLoans (CFL License #: 603A169). Actual product offerings are the responsibility of the participating provider.

If you won’t use that DBA, replace with your NMBL entity + state licenses and keep the availability lines as applicable.

 

 

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